Denise GottKIRKLAND, Wash. /New York Netwire/ — LTC Financial Partners, LLC (LTCFP), today announced a five-part ‘solution set’ for Americans facing a growing problem: how to cope when Mom, Dad or another family member succumbs to dementia, which includes Alzheimer’s disease.

When dementia strikes, memory and other faculties decline. Sufferers become dependent on others for help with eating, bathing, and other tasks of daily living. If these duties fall to a family member, that person may be forced to leave a paying job or neglect their own household duties or lives.

“Our solution set helps prevent this from happening,” says Denise Gott, LTCFP’s National Sales Manager.

Millions will be affected as dementia cases and care costs more than double by 2040, according to federally-funded projections by RAND Corporation, recently published in the New England Journal of Medicine. In 2040, 9.1 million will suffer from dementia, up from 3.8 million in 2010. And the cost of care will mushroom to a range of $379 billion to $511 billion in 2040, up from $159 billion to $215 billion in 2010. The per-capita cost will rise more slowly, but still a whopping 80%.

LTCFP’s solution set consists of –
1. Long-term care insurance, to cover care expenses for disabilities including dementia.
2. Reverse mortgages, to provide funds for long-term care while remaining in one’s own home.
3. Life insurance policies with long-term care riders.
4. Annuities that include integrated long-term care coverage.
5. Critical illness insurance, available for a variety of health issues including cancer, heart disease, and dementia.

“With any or a combination of these solutions,” says Gott, “Americans can breathe easier. But they should remember to get protected while memory still serves.”

Information may be requested from the following LTCFP specialists:

California: Phyllis Solgere — 909-627-5587
California: Laura Weber — 714-674-0190
California: Sarah Fisher — 510-230-4301
California: Jim Valentine — 408-792-0540
California: Petra Petry — 949-351-0347
California: Art Neibrief — 707-974-8282

Connecticut: Larry Golfin — 860-677-4075
Connecticut: Steve Foss — 860-539-0674
Connecticut: Leonard Wik — 860-432-1870

Florida: George Braddock — 305-378-8091
Florida: Janet Washburn — 239-404-7590

Georgia: Belen Hickman — 404-245-2444
Georgia: Amy Pollock — 404-237-1189

Idaho: Linda Hicks — 208-331-2803

Illinois: Cheri Davis — 773-531-0669
Illinois: Robin Frank — 773-774-2600

Indiana: Kirk Bennett — 260-969-1310

Michigan: Tom Varner — 810-796-2405

Minnesota: Jennifer Ragborg — 952-898-2750

Missouri: Wendy Rinehart — 816-886-2358
Missouri: Keith Eisberg — 573-303-3007

Nebraska: Larry Heinert — 402-339-8643
Nebraska: Larry Neuwirth — 308-635-2023

New Jersey: Michael B. FitzPatrick — 862-242-8787
New Jersey: Richard Landau — 201-476-0880
New Jersey: James Cundari — 973-450-1074

New York: Steve Brefere — 914-234-7767
New York: Virginia Lee Kintz — 866-582-6074
New York: Sheila White — 631-893-4040
New York: Jennifer Lenihan — 631-262-7167
New York: Susan Lenihan — 631-262-7167
New York: Jay Charno — 516-935-4029
New York: Gene Cutler — 516-869-6767
New York: Michael Robinson — 516-612-4936
New York: Ronald Brie — 212-799-3900
New York: Dana Dee — 716-983-1316
New York: Ray Donnelly — 516-747-1809
New York: Peter Molnar — 800-588-9406

Ohio: Thomas Hodges — 513-519-6010
Ohio: John Cullen — 419-797-9210
Ohio: Pattianne Baran — 216-409-0859
Ohio: Brenda Gray — 513-541-3968

Oklahoma: Samuel Walker — 405-816-0868

Oregon: Diane Steeves — 503-297-7677

Pennsylvania: Kevin Bressler — 610-783-6970
Pennsylvania: Anthony Camill — 412-445-6171
Pennsylvania: Cathy Allen — 610-588-0852

South Carolina: Madeline Wade — 317-259-4113

Tennessee: Mark Wardell — 901-337-4146

Texas: Bill Holland — 817-283-7221
Texas: Kay Nettles — 713-466-4614
Texas: Kat Roebuck — 281-431-4033
Texas: Kim Beckham — 361-579-9663

Virginia: Linda Sotirion — 757-646-6820
Virginia: George Polizos — 757-291-8505
Virginia: Patricia O’Neill — 703-534-3255
Virginia: Penny Gilbert — 703-281-0914
Virginia: Michael Zuchowski — 757-467-1354

Vermont: Tod Warner — 802-985-4930

Washington: Christine Khemis — 888-582-5364
Washington: Lucille Smith — 206-877-3456

Wisconsin: Lynette Schiefer — 920-434-4559.

About LTC Financial Partners:
LTCFP – – is one of America’s most experienced long-term care insurance agencies and a co-founder and sponsor of the “3 in 4 Need More” campaign, which seeks to alert Americans to the long-term healthcare crisis.

The company is also leading a movement to make long-term care protection available as an employee benefit. Group protection information is available for executives, human resource managers, and employee benefit brokers. Information is available from the specialists as well as .

Published on Wed, 19 Jun 2013 :: NEWS SOURCE: LTC Financial Partners, LLC :: This press release was issued on behalf of the "news source" (who is solely responsible for its accuracy) by Send2Press® Newswire, a service of Neotrope®.

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